Who We Are

British Caribbean Insurance Company Limited (BCIC) has been offering innovative insurance solutions since 1962. A member of the ICD Group and an affiliate of Victoria Mutual Building Society (VMBS), BCIC has demonstrably lived up to its core values of  Employee Engagement, Relentless Customer Focus, Professionalism, Openness and Authenticity, Learning, Innovation, Compassion, Passion  and Integrity which has enabled it to dominate as one of the leading general insurance companies in Jamaica.

Our core  values and data driven decision making process are hallmarks of the innovation which drives our products and services. We design our products to meet the ever- changing needs of our customers. This customer- centric approach has allowed us to be a pioneer in charting the path of continuously providing ground- breaking and value- added solutions. We have the support and commitment of a customer- focused, engaged and solutions- oriented team of over 100 staff members who are committed to our vision of being ‘the most motivated, empowered team in our market living our values in service of our customers’.  

BCIC is passionate about creating positive change and impacting the lives of others by showing compassion through charitable contributions and employee volunteerism.  We have keenly embraced opportunities to contribute to the growth and development of Jamaica in areas such as education and sports. Our corporate social responsibility project in Downtown, Kingston, through partnerships such as the St. Andrew Scots Kirk After-school Programme, allows us to make a positive impact by providing an educational opportunity for children living in neighbouring communities such as Parade Gardens, Gold Street, Tower Street and Water Lane among others in our vicinity.

With the support of our stakeholders, partners, intermediaries and customers, BCIC will continue on the path of growth, innovation and good corporate citizenship.


Our mission is to provide peace of mind to our customers by delivering solutions that protect their valued assets.


To be the most motivated, empowered team in our market, living our values in service of our customers


  • Employee Engagement
  • Relentless Customer Focus
  • Professionalism
  • Openess & Authenticity
  • Learning
  • Innovation
  • Compassion
  • Passion
  • Integrity

General Information

Locations and Branches
BCIC’s Head Office is located at 36 Duke Street, Kingston, and it operates seven (7) branches located in Kingston (Cross Roads and New Kingston), Portmore, Montego Bay, Savanna-La-Mar, Mandeville and Ocho Rios. The Company also enjoys an excellent relationship with brokers and agents island wide. Locate one of our branches
Products and Services

BCIC is licensed, in accordance with The Insurance Act 2001, to write all classes of General Insurance business and offers cover in the following areas:
  • Residential, Commercial and Industrial Property
  • Motor Vehicle
  • Business Interruption
  • Contractors ‘All Risks
  • Goods in Transit
  • All Risks
  • Engineering
  • Burglary
  • Pecuniary
  • Financial Guarantees
  • Employers’ Liability
  • Public Liability

Customer Satisfaction
BCIC prides itself in being customer focused and accordingly, in January 2002, introduced “ASSIST”, a motor accident scene response service extended to all its private car policyholders. BCIC is the first Insurance Company to offer such a service in Jamaica and, in 2008, the “ASSIST” service was further enhanced to include emergency roadside breakdown assistance.

BCIC’s commitment to offering quality customer service was further solidified in 2009 when the Company ensured that that all members of staff were trained and certified by the Jamaica Customer Service Association (JaCSA) and Professional Development Association and incorporated this into their strategic plan as an ongoing policy.