Comprehensive, Third Party, Electric Vehicle and more.
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We offer a variety of private motor insurance options, from full comprehensive to pocket-friendly third party, and everything in between. Check the table below for a list of benefits available with each option. Plus, you’ll enjoy:
Stay insured both on and off the road with guaranteed protection. Plus get flexible payment options that fit your budget.
What we offer
Get cover for 100% of your annual premium with up to 11 months to pay
If damage is caused by collison up to $50,000
Unlimited in amount, one claim per year
Unlimited in amount, one claim per year
$500,000 per event
$500,000 per event
$500,000 per event
$500,000 per event
see your policy for total amount
5M any one person
5M any one accident
5M property damage
5M any one person
5M any one accident
5M property damage
5M any one person
5M any one accident
5M property damage
5M any one person
5M any one accident
5M property damage
1.5M any one person
1.5M any one accident
1.5M property damage
We provide roadside assistance islandwide 24 hours a day, 365 days a year.
Accident $50,000 per event
Breakdown $6,000 per event
$250,000 per event
$10,000 per person, $30,000 per accident
$1,500 per day, maximum 5 days per event
$5,000
If your new car is severely damaged or stolen, we'll replace it at no additional cost
FREE with EV Policy
Add on the use of a rental car for up to 3 weeks if your car has been in in an accident
PRIVATE CAR FAQ’S
Answers for you.
Yes. This is required by law in order to drive any vehicle legally on the road. You must be able to cover your liability or responsibility to other people, referred to as “third parties”, if you’re in an accident.
Yes. If you would like to upgrade or increase your cover, you can request a change at your nearest BCIC branch, agent or broker office. The costs may vary depending on your vehicle.
Yes. You can cancel at any time by either:
Yes. You’ll be entitled to a refund based on the remaining balance and time left on your policy, and whether you’re owed a claim payment under your policy.
Yes. You can insure as many vehicles as you need to under your name.
A certificate of insurance is a document used to prove that your vehicle is insured. You’ll receive this once you have provided all the documents we require, along with a confirmation of payment for your policy.
No. You need a certificate of insurance for each vehicle. Each certificate must identify the vehicle to which it relates.
Yes, we do! Our Electric Vehicle Insurance Policy helps to protect your electric vehicle against loss or damage.
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