Discounts and benefits for you.

Take advantage of our perks and discounts! 

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Discounts & partnerships.

Bundle & save:

Save up to 5% on your car insurance when you insure your property or other vehicles with BCIC.

Private Car discount:

Get a 10% discount on your car insurance if you have a saving’s account at VM Group. Don’t have a saving’s account with VM Group? Open one today and qualify for this discount at www.vmbs.com.

VM Group mortgage discount:

Get a 15% discount on your car insurance once you’re approved for a mortgage at VM Group.

Early payment discount:

Get J$1,500 off your annual premium when you:

  • pay in full for your new policy
  • pay on or before your policy renewal date.

Discount for drivers over 60:

If you’re over the age of 60, get 20% off your car insurance premium.

Limited driving discount:

Save 10% when you opt to insure only yourself and two other named drivers on your policy. Simply provide us with the names and details for your drivers to save.

Anti-theft device (GPS) discount:

Save 10% on your car insurance when you insure a car with an anti-theft GPS tracking device.

No Fault Discount:

A good driving record is one of the best ways to get lower insurance premiums. You could save as much as 60% just by driving safely. The No Fault Discount is the discount you earn if you don’t make a claim on your car insurance policy where you’re at fault. It’s transferable from one company to the next and from one vehicle to another.

If you make a claim for an accident where you’re not at fault, you won’t lose your discount!

Referral discount:

Encourage a friend or family member to switch to BCIC and benefit from discounts on your next premium!

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