Commercial Property – All Risk.
Cover your assets, minimize downtime. Get back to business quickly with our Commercial Property – All Risk Insurance, designed to protect your property, equipment, and income, and help you recover from unexpected losses.

scroll for more

Coverage Type

Commercial All Risks

Commercial Fire & Peril
Commercial Fire & Minor Perils
100% Premium Financing from 4 up to 9 months
Buildings including outbuildings, gate houses, landlord fixtures, fittings and equipment, walls, gates, fences, patois, walkways, foundations, paved areas and all services installations
Coverage period: 12 Months
Fire, lightning and explosion
Earthquake & volcanic eruption
Hurricane, rainstorm and windstorm
Flood not caused by earthquake or Hurricane
Burglary and housebreaking
Accidental damage
Machinery breakdown
NO Claim discount
Contents

Machinery, plant, equipment, tools, furnishing, fixtures, fittings, office supplies, customer goods held in trust

Stock
  • All raw material in trade 
  • All work in progress
  • All finished goods
  • All spare parts and stores and items of similar nature 
  • All other materials the insured is legally responsible for.
Deductible
  • The first 2% of the sum insured item (Not covered)
  • The first 2% of the sum insured item (Not covered)
  • The first $20,000 (Not Covered)

PRIVATE CAR FAQ’S

Answers For You.

Yes, This is required by law in order to drive any vehicle legally on the road. You must be able to cover Liability or responsibility to other persons referred to as third parties in the event of an accident.

Yes. If you would like to upgrade or increase your cover you can request this at your nearest BCIC branch , agent or broker office. Fees may vary depending on your vehicle.

Yes. You can cancel at any time simply by sending us an email or calling in to speak with a representative.

Yes. You can be entitled to a refund  based on the remaining balance and period left on your policy and if a claim payment is required under your policy. 

Yes. You can insure as many vehicles as you need to under your name.

This is a document used to prove that your vehicle is insured. You will receive this once you have provided all the documents required along with a confirmation of payment for your policy. 

No. A certificate of insurance is required for each vehicle and must identify the vehicle to which it relates

Yes we do! Our Electric Vehicle Insurance Policy helps to protect your electric vehicle against loss or damage. Click here to learn more about our Electric Vehicle Policy.

You are using the Barbadian Version of our Website.

Not in Barbados? Kindly select a new region below