Discover the exclusive benefits and discounts you will receive by being a BCIC customer.
No Fault Discount (NFD)
Your driving record is important when determining the price for your motor insurance. Your NFD is the discount that you earn if you do not make an at-fault claim on your car insurance policy. This discount is one of the best ways to get lower insurance premiums and is transferable from one company to the next and from one vehicle to another.With BCIC MAX Policy, your no claim discount will not be reduced or removed in instances which can be proved that you were not at fault
Rental Car Benefit
After an accident, we can keep you moving if you opt for our Rental Benefit. You can choose from a small, mid- sized our SUV for up to 3 weeks!
New Vehicle Replacement
New car severely wrecked or stolen? We will replace your vehicle with a new one of the same year, make and model at no additional cost.
Unlimited Windshield Cover
Not only applies to your front windscreen but also to all other windows in your vehicle. You don’t have to worry because you are fully covered for windows in the car that are chipped, cracked or broken. This repair benefit does not affect your No Fault Discount (NFD).
Get 100% Premium Financing with EASY PAY
EASY Pay gives you affordable and flexible payment options to buy insurance. Register online and pay via Credit Card, Visa Debit Card or visit any BCIC branch and enjoy up to 9 months to pay!
Get FREE roadside or accident scene assistance 24 hours, island wide with your MAX Policy. Whether you need help with a flat tyres, wrecker or more, just call 1-888-2-ASSIST(277478) or 314-0338.
Comprehensive Insurance Policy
Covers your legal liability to other persons and damage to your car. This offers protection for your vehicle against accidental damage, collision or overturning. If your car is totalled or damaged by a natural disaster, theft or fire we will pay for repairs or replacement. At no additional cost, you will receive added benefits such as unlimited windscreen cover, compensation for medical expenses, loss of personal property, wrecker fees and personal accident benefit.
Covers your legal liability to other persons, their vehicle or property. If you have an accident we can protect you if you are at fault for injuring someone or damaging someone’s property. Don’t decide on your own whether or not to make a claim, contact us to speak with a claims advisor for more information.
Third Party does not provide coverage for damage to your vehicle.
Includes Third Party coverage and also protects you if your vehicle is stolen or damaged as a result of fire, lightning, explosion or attempted theft.
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