Homeowners’ Insurance

Your hard earned investments are important so give them the solid protection they deserve.  We protect more than just your home, we also cover your personal belongings , liability and more.

What does a BCIC Homeowners' Policy cover?

BCIC’s Home “Cover All” policy provides protection against:

  • Damage to Buildings

    We can protect your property against damage to buildings caused by fire, lightning, hurricane, earthquake, explosion and other risks.
  • Property Theft and Damage

    We provide cover for your valuables such as  jewelry, electronics, furniture, appliances, art and other household items.
  • Collision

    Accidents happen but rest assured that your home will be covered against damage caused by collision i.e. by aircraft or other aerial devices and articles falling from them, or by animals. You are also covered against damage caused by falling trees or branches and utility poles.
  • Relocation

    If your home becomes uninhabitable due to damage caused by an insured risk such as flood, earthquake, hurricane, we will pay rent or the reasonable cost incurred to seek alternative living arrangements.
  • Personal Liability

    If guests are injured while at your home, you will become legally responsible for their safety. In the event of an accident, your policy will compensation for bodily injury once you are found to be legally responsible.

Just think, what would you do if there is damage to your home and you do not have Homeowners’ insurance? It is a scary thought. Considering the huge cost to replace your property and all your valuables, getting home insurance is a wise choice. Prepare for the unpredictable perils with Homeowners’ insurance from BCIC. Get a free quote on your home.

  • Bodily Injury

    Death, injury, illness or disease.
  • Buildings

    The home, landlord’s fixtures and fittings, solar heating systems and radio and television aerials, located in the home, walls, gates, fences, hedges, terraces, patios, swimming pools, water  tanks, septic tanks.
  • Contents

    Household goods, personal belongings (including money and valuable property) collections of stamps, coins, tenant’s fixtures and fittings (including interior decorations).
  • Family

    Your relatives permanently living in the home.
  • Home

    The private dwelling, garage and outbuildings used for domestic purposes only.
  • Household

    Your family and domestic staff permanently living in the home.
  • Premises

    The buildings and the land within the boundaries belonging to them.
  • Unfurnished

    Without sufficient furniture and furnishings for normal living purposes.
  • Unoccupied

    Not lived in by you or by a person authorised by you.
  • You

    The person or people referred to in an insurance policy, usually referred to as the insured.
+ Insurance Coverage

BCIC’s Home “Cover All” policy provides protection against:

  • Damage to Buildings

    We can protect your property against damage to buildings caused by fire, lightning, hurricane, earthquake, explosion and other risks.
  • Property Theft and Damage

    We provide cover for your valuables such as  jewelry, electronics, furniture, appliances, art and other household items.
  • Collision

    Accidents happen but rest assured that your home will be covered against damage caused by collision i.e. by aircraft or other aerial devices and articles falling from them, or by animals. You are also covered against damage caused by falling trees or branches and utility poles.
  • Relocation

    If your home becomes uninhabitable due to damage caused by an insured risk such as flood, earthquake, hurricane, we will pay rent or the reasonable cost incurred to seek alternative living arrangements.
  • Personal Liability

    If guests are injured while at your home, you will become legally responsible for their safety. In the event of an accident, your policy will compensation for bodily injury once you are found to be legally responsible.

Just think, what would you do if there is damage to your home and you do not have Homeowners’ insurance? It is a scary thought. Considering the huge cost to replace your property and all your valuables, getting home insurance is a wise choice. Prepare for the unpredictable perils with Homeowners’ insurance from BCIC. Get a free quote on your home.

+ Insurance Glossary
  • Bodily Injury

    Death, injury, illness or disease.
  • Buildings

    The home, landlord’s fixtures and fittings, solar heating systems and radio and television aerials, located in the home, walls, gates, fences, hedges, terraces, patios, swimming pools, water  tanks, septic tanks.
  • Contents

    Household goods, personal belongings (including money and valuable property) collections of stamps, coins, tenant’s fixtures and fittings (including interior decorations).
  • Family

    Your relatives permanently living in the home.
  • Home

    The private dwelling, garage and outbuildings used for domestic purposes only.
  • Household

    Your family and domestic staff permanently living in the home.
  • Premises

    The buildings and the land within the boundaries belonging to them.
  • Unfurnished

    Without sufficient furniture and furnishings for normal living purposes.
  • Unoccupied

    Not lived in by you or by a person authorised by you.
  • You

    The person or people referred to in an insurance policy, usually referred to as the insured.

Signing up for Home “cover All” policy is Easy:

phone

Call us:
(876) 922-1260

email

Email us:
easy@bciconline.com

livechat

Speak to a
Live Chat Rep

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