BCIC Terms & Conditions

Use of this Website

If you do not agree with these terms and conditions, please do not use this Website as by accessing the Website you are deemed to have accepted these terms and conditions in full.

The service provided on this Website does not purport to include giving advice of any kind whatsoever; providing, arranging, explaining, advising on, promoting or advertising financial products or insurance of any type whatsoever; acting as insurance brokers or intermediaries; whether or not independent from any insurance provider; acting as agents of any kind whatsoever or assuming any of the duties of any such persons under any applicable legal system.

Hyper links

BCIC makes no representation as to the security, quality or propriety of any website which may be accessed through this Website and accepts no liability for the content or any loss or damage caused by the use of or reliance on information contained in such websites or goods and services purchased via such websites.

Access and Security

Access to the website may be suspended temporarily or permanently without notice.

The Internet by its very nature is an open net work and as such is generally not secure. If you choose to send any electronic communications to us by means of this Website (whether by means of e-mail or posted messages on the Website) you do so at your own risk. BCIC cannot guarantee that any information will not be intercepted or changed or that it will reach the intended recipient safely.

BCIC will use all reasonable endeavours to ensure that this Website is reasonably secure, however, we cannot guarantee that any information displayed on this Website has not been altered interfered with, or without our consent.

Intellectual Property Rights

All intellectual property rights including copyright, database rights, patents, trademarks and know-how in this Website and in the content published on this Website, unless otherwise indicated are owned by BCIC or made available to it under license by third parties. This Website and all its content are protected by copyright in Jamaica and other jurisdictions. All trademarks and devices displayed on the Website are owned by BCIC and/ or licensors and may be registered in jurisdictions worldwide. Save as specifically permitted below any use or reproduction of these trademarks and/or devices is prohibited.

Subject to any prohibitions stated in third party websites contained in hyperlinks in the Website (over which we have no control) you may view the content published on this Website and you are free to print hard copies of materials found on it for your personal or internal business purposes You will also be entitled to download certain files from this Website made available for this purpose which you may then use for your personal or internal business purposes. All other copying is strictly prohibited.

Warranty & Disclaimers

The information, including any insurance or financial related information viewable on this Website is provided for information only and does not constitute an offer to sell (or the solicitation of an offer to purchase) life insurance, nor does it constitute legal or investment advice of any kind whatsoever.

Whilst the information contained on this Website has been compiled in good faith, no representation is made as to its completeness or accuracy. BCIC may make changes to this Website that it feels are appropriate from time to time.

BCIC does not warrant that:

  • You will be able to use this Website or that it will be made available to you in its current or any other form;
  • This Website or any software or material of whatsoever nature available on or downloaded from it will be free from viruses or defects, is compatible with your equipment or fit for any other purpose.
  • Any content or information published on this Website is accurate or complete.

Any warranty that would otherwise be implied by law is hereby excluded.

BCIC or its affiliates, directors, employees or other representatives shall not be liable to you for negligence, breach of contract or otherwise, for any loss or damage of whatsoever nature suffered by you including, without limitation direct loss or damage, indirect loss or consequential loss or damage, loss of goodwill, loss of business opportunity, loss of data or loss of profit, any death or personal injury arising from or in any way connected with this Website.

You should note that information might be published on this Website about insurance that may not be appropriate for your specific purpose or circumstance and you should at all times seek your own independent legal, insurance and financial advice.

This Website, the Terms and Conditions of Use and all matters arising from or connected with them are governed by and shall be construed in accordance with the laws of Jamaica.

BCIC is a member of IAJ (www.iaj-online.com) and is licensed and regulated by the Financial Services Commission in Jamaica.